Snap.Split.Settle.
Split the bill. Pay the host instantly. OneCheckPlease scans the receipt, splits it any way you want, and auto-deposits the full bill into the host's bank the moment the pool fills.
Bill-splitting apps still leave the host holding the check.
- ✕Five Venmo requests, three reminders, one ghosted friend.
- ✕Splitwise tracks the math — but never moves the money.
- ✕Apple Pay is one tap — until someone has to do the math first.
- ✕Group trips end with one person fronting $1,800 they hope to recover.
From check to settled in about ninety seconds.
Hosts complete a one-time Stripe Connect setup (≈3 minutes) so payouts land directly in their bank. After that, every split closes on its own.
- Step 1Snap the receipt
Our AI reads every line item, tax, and tip in under three seconds. No manual entry.
- Step 2Invite the table
QR code, link, or your friends list. Each diner sees their share in real time.
- Step 3Split it any way
Even, by item, or custom shares. Totals update live as people claim dishes.
- Step 4Pool fills, host gets paid
When the pool fills, OneCheckPlease auto-deposits the full bill into the host's connected bank account.
The only bill-splitter that finishes the job.
Vision OCR + line-item parsing reads paper or PDF receipts in seconds.
The pool guarantees the host gets paid in full the moment everyone's share lands.
Trust score from 0–100 grows with every on-time payment. Bad debt has nowhere to hide.
Works for dinners abroad, group trips, and study-abroad — with locale-aware tax handling.
Evenly, by item, or custom shares. Tip and tax handled before or after the split.
Stripe is PCI-DSS Level 1 certified. We never store card numbers or full bank details.
OneCheckPlease vs Splitwise vs Venmo
| Feature | OneCheckPlease | Splitwise | Venmo |
|---|---|---|---|
| AI receipt scanning | Free, built-in | Pro tier only | Not supported |
| Splits by item, evenly, or custom | All three | Yes | Manual |
| Auto-payout to host's bank | Yes — pool guarantee | No (tracking only) | Manual P2P |
| Karma / trust score | OneCheck Karma™ | — | — |
| Works internationally | 50+ currencies | Yes | US + UK (partial) |
| Cost to use | Free download · small per-share fee | Free w/ ads · $34.99/yr Pro | Free P2P · fees on cards |
Everything you'd ask before downloading.
Is OneCheckPlease really free?+
The app is free to download. A small service fee applies per share when a pool releases (tiered: $0.99 Light Bite / $1.49 Standard / $1.99 Premium). No subscription. No paywalls on the core split.
Do I need a Stripe account to host a bill?+
Yes — hosts complete a one-time Stripe Connect setup (about three minutes) so the payout lands in your bank. After that, every future split auto-deposits without setup.
How is it different from Splitwise?+
Splitwise tracks who owes what; we actually move the money. When the pool fills, the host gets paid in full — no day-after Venmo chasing.
Does it work outside the US?+
Yes. We support 50+ currencies, locale-aware tax handling, and in 1.0.1 we shipped full Indonesian rails — QRIS, GoPay, OVO, Dana, and PB1/PPN handling.
Is Android available?+
Android is on the roadmap for Q3 2026. The iOS app ships on iPhones running iOS 15 or later.
Stop fronting the bill.
Get OneCheckPlease on iPhone. Free to download. The host gets paid the moment everyone's share lands.